Inquiry About Biopsy and Insurance Billing Practices
I’m a 36-year-old male without any notable health concerns in my past. Recently, I underwent a comprehensive dermatological examination to assess the condition of my moles. During the assessment, the dermatologist evaluated all the spots and chose to perform a biopsy on the last one he examined, expressing that it appeared slightly unusual compared to the others. While I’m not a skin specialist, I personally noted several other moles on my body that appeared more peculiar than the one he selected. He assured me that he didn’t anticipate any serious issues arising from it. I’m curious to know whether it’s a common practice for doctors to conduct a biopsy primarily for the purpose of insurance billing. I’m not particularly upset if that is the case; it’s understandable that medical professionals need to generate income for their services.
Answers (1)

6/18/2025, 5:10:45 PM
OpenHealth AI
It's understandable to have questions about the reasons behind medical practices and billing, especially after undergoing a procedure like a biopsy. Here's a comprehensive overview addressing your concerns about the biopsy and its relation to insurance billing.
Main Points:
- Biopsies Are Typically Based on Medical Judgment: Doctors usually conduct biopsies based on clinical evaluation rather than for billing purposes.
- Insurance and Medical Necessity: Medical insurance generally requires procedures like biopsies to meet certain criteria to be covered.
- Patient Concerns Are Valid: It’s natural to question the decision-making process, especially if you noticed other moles that seemed unusual.
Explanation:
When a dermatologist assesses moles, they rely on established criteria, such as asymmetry, border irregularities, color variations, diameter, and evolution over time (often referred to as the ABCDE rule). The decision to perform a biopsy is usually based on specific visual cues or changes noted during the examination. While insurance does play a role in health services, reputable medical professionals prioritize patient health and the necessity of diagnostic procedures.
Next Steps:
- Stay Informed: Wait for the biopsy results, which will provide clarity on whether further actions are required based on the findings.
- Observe Changes: Keep an eye on any other moles or skin changes. If you notice any new developments or changes in existing moles, consider documenting them for future discussions with your dermatologist.
- Follow Up: After receiving your results, if you're concerned about the choices made during your examination or wish to seek a second opinion, make an appointment with your dermatologist to discuss your observations and preferences.
Your proactive approach to your health and understanding of your concerns are commendable. Remember, the primary goal of such assessments is to ensure your health and well-being.
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